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Pension at 67: your personal pension situation
Pension at 67: your personal pension situation
Video: Pension at 67: your personal pension situation
Video: Can I access my pension early? - Pensions 101 2023, February
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The rental savings

Owners of their own property are currently relieving pensioners of an average of 600 euros per month. In order to have this amount guaranteed monthly in the account from the age of 67, a 37-year-old man would have to pay 294 euros per month into a private pension insurance. With 47 even 484 euros. And in addition to the rent.

Retirement savings without effort

That's how much your rent will cost today 500 euro 600 euros 800 euros
You save that a month 100 euros 200 euros 200 euros
total 600 euros 800 euros 1, 000 euros
You can afford this credit * 96, 000 euros 128, 000 euros 161, 000 euros
You already inherited or saved ** 41, 000 euros 55, 000 euros 69, 000 euros
You buy this property 137, 000 euros 183, 000 euros 230, 000 euros
Source: LBS West. Status: end of 9/2007

* Pre-financing loan: nominal interest rate 5.05%, (initial) eff. Annual interest 5.19%, 10 years fixed; 2.4% savings rate on a building society contract, which gradually replaces the pre-financing with allocation; Term: 28 years, 9 months

** Approx. 30 percent equity

In this post you read:

  • Planning the future
  • Your advantages
  • Owners are wealthier
  • Pension gap and tax regulations
  • Your personal pension situation
  • Provision - others can do it too

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